1. Usage: The Splash Savings Card (“Card”) is exclusively for use at Splash Coatings Africa and cannot be used at other merchants or locations.
2. Duration of Savings: Cardholders may save funds on their Card indefinitely, with no expiration on the balance as long as the Card remains active.
3. Card Cancellation: If no deposits are made for six continuous months, the Card will automatically be cancelled, and any remaining funds will be forfeited. Regular communication and reminders will be provided regarding this policy.
4. Service Availability: Cardholders across South Africa can save for paint-only purchases. In Gauteng, parts of North-West, Mpumalanga, Limpopo, and Free State, savings can also include painting services.
5. Deposits: Cardholders may add funds whenever available; however, to avoid cancellation under clause #3, regular deposits are encouraged.
6. Non-Redeemable: Funds on the Card cannot be exchanged for cash, except upon the card owner’s death.
7. Multiple Properties: Savings can be allocated towards expenses for multiple properties.
8. Flexibility in Savings: Cardholders may choose to save for either paint products only or include painting services.
9. Initiation Fee and Monthly Savings: A one-time activation fee of at least R600 is required, which will be credited to the Card. Cardholders decide the amount they wish to save regularly.
10. Balance Inquiries: Balances can be checked by contacting the Splash Coatings Africa call center or using our WhatsApp helpline. Card numbers must be provided during inquiries.
11. Loss or Theft: Notify Splash Coatings Africa immediately if the Card is lost or stolen. A replacement will be issued for a fee of R100. 
12. Fees: The only fee is the one-time activation fee of R600, which is credited back to the Card.
13. Annual Inflation Adjustment: All quotes will increase by 6% annually to reflect inflationary costs. 
14. Privacy Policy: Personal information is processed and protected according to our privacy policy, adhering to data protection laws.
15. Changes to Terms: Terms may be modified at any time. Changes will be communicated via email and online updates, effective 30 days post-notification.
16. Customer Service: Inquiries or issues can be addressed through our customer service department, available via our website or retail locations.
17. Discrepancies in transactions are handled promptly; contact our resolution department for a resolution within 30 days.
18. Customer Responsibilities: Maintain security of Card details, report unauthorized use immediately, and keep personal information updated. 

Agreement Confirmation: By using the Splash Savings Card, you agree to these terms. Keep a copy of this document for your records.

Activation Agreement: By signing below, you acknowledge and accept the terms and conditions of the Splash Savings Card.